The post presents an analysis of Yield Guild Games, an NFT fund which invests mainly in crypto-gaming assets.
The rise of lifestyle banking
Before smartphones, the corporeal world had a much more relevant role in building solutions to essentially any human problem. Physical constraints strongly influenced the ideation and implementation of these processes. This was obviously reflected also in the banking space. Originally, the banking industry solved the problems of storing money, delivering payments and acquiring liquidity, in...
A lending stack: merging DeFi with Traditional Finance
Last year, I wrote a post defining the most important component of a banking stack. This post is the complement to that one, and i describes the core elements of a modern lending stack, adding some new DeFi pieces to the architecture.
Core Banking 101
The deck presents the main elements of a core banking solution, its history and some guidance on the make vs buy choice of this solution.
The Apple moment for financial services
The argument of this post is that the Apple moment for financial services is coming and a new generation of fintech startups, built on engagement and coolness factor, is emerging very rapidly.
A neobank stack
Over the last few years I’ve spent a lot of time building lending and banking stacks. What used to require vast resources only 10 years ago, is today a much simpler and more inexpensive job, thanks to the enormous number of financial infrastructure businesses born in the last decade. The goals of the following 2 posts are: to highlight which are the key functional components of these stacks, to...
Bank runs in the 21th century
We live in very special times, from many points of view. Essentially any aspect of our life is being disrupted and this wave of unusuality is impacting banks as well: banks are seeing their deposits going up, they are getting a lot of money, but, for once, that isn’t necessarily a good thing. The usual way: bank runs Usually people put their money in banks confident that they are safely stored...
Fintech 2.0, how to survive when your product becomes a feature
The most important narrative in the fintech ecosystem nowadays is arguably that of fintech-everywhere, more formally known as embedded finance. The essence of the embedded finance concept is that, over the next few years, a significant part of the consumer financial services available today will not be distributed anymore by financial institutions; they will instead be natively embedded in other...