FINTECH RUMINATIONS

THOUGHTS ON FINTECH AND DECENTRALIZED FINANCE

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Latest stories

Fintech 2.0, how to survive when your product becomes a feature

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The most important narrative in the fintech ecosystem nowadays is arguably that of fintech-everywhere, more formally known as embedded finance. The essence of the embedded finance concept is that, over the next few years, a significant part of the consumer financial services available today will not be distributed anymore by financial institutions; they will instead be natively embedded in other...

Adyen, payments made easy

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As my fellow Product Peon taught me a long time ago, the best way to learn quickly how a specific company works, is to analyse its 10k. For this reason, in the Fintech Product Guild, we decided to start a ’10k-a-month’ club. This month we analyzed Adyen, a payment company. What does Adyen do? Adyen was founded around 15 years ago to facilitate the adoption for merchants of electronic...

Bitcoin and the hierarchy of money

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Over this quarantine, I’ve decided to invest some time in a renowned Coursera course on Banking. The course is great and one of the core concepts of the class is the Hierarchy of Money. Being myself very interested in cryptocurrency, I’d like to explore in this post where Bitcoin sits in this hierarchy. First of all, what is the hierarchy of money? Even though every dollar looks the...